Payment card compromise is an attack where threat actors compromise systems that collect, process, or facilitate the processing of credit card or payment information. Often targeting e-commerce websites, threat actors inject malicious code to capture payment card information.
Look for Early Indicators
Unauthorized transactions - Unexplained, small transactions on statements can be a sign of compromise.
Unusual payment card activity - Changes in activity patterns or unusual transactions can indicate a payment card compromise.
Alerts from payment card networks - Suspicious or unusual activity alerts from payment card networks should be investigated promptly.
Point-of-sale system issues - System errors, slow processing times, or unusual error messages.
Likelihood and Impact
Physical retail store locations, ATM’s and other card reader systems are not immune to these attacks as financially motivated threat actors deploy malware into environments where credit card data is collected, processed, or transmitted.
In some cases, they deploy physical devices designed to slip on top of the credit card reader or inside the reader device to intercept the credit card data while shoppers believe they are just paying for their goods. Payment card compromise is particularly damaging to growing businesses relying on revenue primarily from credit card transactions.
Ready to mitigate some threats?
Explore our DIY Security Program Tools for practical guides, templates, and resources designed to help you implement security controls and strengthen your compliance program.
Preventative Controls
Rapidly comply with industry and regulatory standards. We help you implement industry-recognized frameworks that reduce cyber risk, improve incident readiness, and support your compliance goals — demonstrating your commitment to protecting data and building trust.
Payment card compromise can have a severe impact on small and medium sized businesses and their customers, including financial losses, reputational damage, and increasing the risk of identity theft.
Talk to a Blue INK expert
From strengthening security and preparing for audits to navigating privacy and governing AI, we'll connect you directly with the right expert.
Have questions?
Let us know the best way to reach you and we will be in touch as soon as possible to answer your questions.